You need to look into new avenues

Demonetisation ne sab badal diya mere dost....

Time -10 Min

Purana ab nahi chalega

Two friends talking in the 80's:-

1st friend: - Yaar, I put my money in the real estate- It's the safe and the best option to invest, and my money will double in next 5 years.

2nd friend: - I will be putting my money in gold, it's safe and also helps me expand my money.

Now these friends after demonetization:-

1st friend: - Yaar My money is just not growing from 5 years it has been constant.

2nd friend: - Gold is just not growing what should I do with my money.

I am sure we all come from families who have invested quite a bit of their money in gold, real estate or the Fixed Deposits.

However, if you see right now the prices of Houses has not grown in the last 5 years, and in short and medium term, there is no possibility of it turning around & a lot of us have already realised it and have moved away from it.

Next on radar used to be gold - Though you will realise that gold is just a good inflation hedge but nothing else in the long run i.e. you would be able to save the intrinsic value of your money but would not be able to grow your money.

& for the people with less risk appetite, which use to opt for the fixed and recurring deposit, though (yahaan bhi rates nahi hain) The rates at FD/RD is at as low as in the last 8 years, so while you are earning interest though over the period the value of your money is going down.

So, the point I am making is - You need to look into new avenues if you want to make your money grow?

The question is - Are you interested in growing your money?

& I will show you the faster you act, the better it is !!

"When trillions of dollars are managed by Wall Streeters charging high fees, it will usually be the managers who reap outsized profits, not the clients, "Both large and small investors should stick with low-cost index funds." - Warren Buffett in his annual letter to shareholders. 

Therefore, If you are risk averse do invest in ETF which are index funds as in the long run they are going to give you powerful returns (power of compounding) some of the  ETF are Goldman's NIFTY ETY, Goldman Bluechip ETF.

However, if you are ok with risk and are ready to invest some of your time than I would suggest you go on the path of Stock Investing, why Now?

Currently, only 1% of the Indian household saving comes in stocks i.e. 21000 crores and let's suppose in the next 5 years this percentage increases to 2%. Therefore, we are talking about somewhere additional 21000 Crore, and this is apart from FII, Insurance companies, etc.

Summary: -  We need to grow our money, and our traditional avenues are falling apart, so what should we do? ETF and stocks are better options when it comes to investing.

Hope you like this article- It will be great if you can leave your comment or views below.